Skip to content
S StudyGuide GH

Number · Fractions, Decimals and Percentages · Lesson 5

Multiplying Fractions, Decimals and Percentages

Every time a shop at the mall gives 15% off, a bank pays interest on your savings or a recipe asks for three times of a cup of rice, someone is multiplying with fractions. In this lesson you will learn what multiplying a fraction really means, why the rule "multiply the numerators, multiply the denominators" works, and how to use it with common fractions, decimals and percentages.

NaCCA B7.1.3.3.1 ⏱ about 50 min

By the end you will be able to

  • ✔Explain the meaning of a whole number × a fraction ("times") and a fraction × a number ("of").
  • ✔Multiply a common fraction or mixed number by a whole number and by another fraction, giving the answer in its simplest form.
  • ✔Multiply decimal fractions (up to thousandths) by whole numbers and by decimals, placing the decimal point correctly.
  • ✔Calculate a percentage of a quantity, rounding to the nearest tenth when necessary.

Key words

Numerator
The top number of a fraction. It tells how many equal parts we have.
Denominator
The bottom number of a fraction. It tells how many equal parts make one whole.
Improper fraction
A fraction whose numerator is bigger than or equal to its denominator, e.g. .
Mixed number
A whole number and a proper fraction written together, e.g. .
Product
The answer you get when you multiply numbers together.
Per cent (%)
Out of one hundred. 28% means or 0.28.
Curriculum reference

Content standard: B7.1.3.3 Demonstrate an understanding of the process of multiplying and dividing positive fractions and apply this in solving problems.

Indicator: Explain the process of multiplying a fraction (i.e. common, percent and decimal fractions up to thousandths) by a whole number and by a fraction.

Starter

28% off at the mall!

Akosua sees a sign at a shop in the Kumasi City Mall: "28% OFF all school bags!" Her favourite bag costs GH₵40. Her brother Kwame says the discount is GH₵28, but Akosua is not so sure. Who is right? To find out, we need to multiply a percentage (a fraction out of 100) by a whole number. By the end of this lesson you will be able to settle the argument in under a minute.

1. A whole number times a fraction: read × as "times"

You already know that 3 × 4 means 3 groups of 4, or 4 + 4 + 4 = 12. The same idea works when the second number is a fraction. When a whole number comes first, we read the × sign as "times". So means *3 times *, that is, 3 groups of .

We could add: . The whole numbers give 6 and the thirds give , so the total is 8. Repeated addition works, but it becomes slow when the whole number is big, like 15 × . So we use a shorter method.

  1. 1Change every number into a common fraction. A whole number goes over 1 () and a mixed number becomes an improper fraction ().
  2. 2Multiply all the numerators together and all the denominators together: .
  3. 3Simplify the result: . If the answer is improper, you may write it as a mixed number.

▶ Notice that three equal jumps of land exactly on 8 — the same answer as the short method.

2. A fraction times a number or a fraction: read × as "of"

When the fraction comes first, we read × as "of". So means * of 5*, and means * of a half*. The method is exactly the same: write everything as common fractions, multiply the tops, multiply the bottoms, then simplify.

For example, . And . The picture below shows why the denominators are multiplied: cutting thirds into halves makes sixths.

▶ Watch the overlap: two of the six small pieces are covered by both colours, so of is .

3. Multiplying decimal fractions

A decimal is just a fraction with a denominator of 10, 100 or 1,000, so the same idea applies. For example . Notice that tenths × tenths gives hundredths: the denominators multiply, so the number of decimal places adds up.

  1. 1Ignore the decimal points and multiply the numbers as whole numbers.
  2. 2Count the total number of decimal places in the numbers you multiplied.
  3. 3Put the decimal point in the answer so that it has that same number of decimal places (count from the right, adding zeros in front if needed).
Counting decimal places
ProblemWhole-number productDecimal placesAnswer
0.3 × 0.43 × 4 = 121 + 1 = 20.12
0.125 × 8125 × 8 = 10003 + 0 = 31.000 = 1
2.5 × 0.0425 × 4 = 1001 + 2 = 30.100 = 0.1
0.06 × 0.76 × 7 = 422 + 1 = 30.042

4. Finding a percentage of a quantity

Per cent means out of 100, so a percentage is a fraction with denominator 100. To find 28% of GH₵40, we multiply: . So the discount on Akosua's bag is GH₵11.20, not GH₵28. Kwame forgot that 28% means 28 out of every 100, and the bag costs only GH₵40.

▶ 28 of the 100 small squares are shaded. That is why 28% can be written as or 0.28 before you multiply.

You can use the fraction form or the decimal form, whichever is easier: 28% of 40 = 0.28 × 40 = 11.2. Percentages with fractions or decimals in them work the same way. Write as 3.5% = 0.035, and 0.2% as 0.002.

Percentages of quantities (rounded to the nearest tenth when needed)
ProblemWorkingAnswer
28% of 400.28 × 40 = 11.211.2
234% of 82.34 × 8 = 18.7218.7 (nearest tenth)
of 500.035 × 50 = 1.751.8 (nearest tenth)
0.2% of 15,0000.002 × 15,000 = 3030
8.25% of 620.0825 × 62 = 5.1155.1 (nearest tenth)

Worked examples

Try each one yourself first, then open the solution and compare every step.

Example 1

Whole number × fraction

Find .
Show the solution
  1. Step 1Read it as "15 times " and write 15 as .
  2. Step 2Cancel: 15 and 3 are both divisible by 3, giving .
  3. Step 3Multiply: 5 × 2 = 10.
  4. Step 4Check by repeated addition: 15 lots of = = 10 ✓

Answer: 10

Example 2

Answer as a mixed number

Find .
Show the solution
  1. Step 1Write .
  2. Step 2Cancel 12 and 8 by 4: .
  3. Step 3Multiply: .
  4. Step 4Change to a mixed number: .

Answer:

Example 3

Fraction "of" a number

Find .
Show the solution
  1. Step 1Read it as " of 480".
  2. Step 2: cancel 480 and 8 by 8 to get .
  3. Step 3Multiply: 3 × 60 = 180.

Answer: 180

Example 4

Fraction × fraction

Find , giving your answer in its simplest form.
Show the solution
  1. Step 1Multiply the numerators: 3 × 5 = 15. Multiply the denominators: 8 × 6 = 48. So we get .
  2. Step 2Simplify: divide top and bottom by 3: .
  3. Step 3Or cancel first: 3 and 6 share 3, giving — the same answer.

Answer:

Example 5

A percentage with decimals

Calculate 8.25% of 62, correct to the nearest tenth.

▶ Multiply 825 by 62 as whole numbers first; then put back the 4 decimal places to get 5.115.

Show the solution
  1. Step 18.25% = = 0.0825.
  2. Step 2Multiply as whole numbers: 825 × 62 = 51,150 (see the column working).
  3. Step 30.0825 has 4 decimal places and 62 has none, so the answer has 4 decimal places: 5.1150.
  4. Step 4To the nearest tenth: 5.115 ≈ 5.1.

Answer: 5.1

Summary

  • Whole number × fraction is read as "times"; fraction × number is read as "of". Both are worked out the same way.
  • Change everything to common fractions (whole numbers over 1, mixed numbers to improper fractions), multiply numerators, multiply denominators, then simplify.
  • Cancelling before multiplying keeps the numbers small; you do NOT need a common denominator to multiply.
  • For decimals, multiply as whole numbers, then give the answer as many decimal places as the numbers had altogether.
  • A percentage is a fraction out of 100: x% of a quantity = × quantity.

Practice: 15 questions

5 easy, 5 medium, 5 hard. Each one is marked straight away, with a full worked solution.

You can practise without an account, but sign up free or sign in to save your progress.

1 easy
Find .
2 easy
Find in its simplest form.
3 easy
Find the value of 0.3 × 0.2.
4 easy
Find 25% of 80.
5 easy
Find .
6 medium
Find . Give your answer as a mixed number.
7 medium word problem
Ama buys 6 bags of gari at Makola market. Each bag weighs kg. What is the total weight of the gari in kg?
kg
8 medium
Find the value of 2.4 × 0.05.
9 medium
Simplify .
10 medium word problem
Esi scored 85% in a mathematics test marked out of 60. How many marks did she get?
marks
11 hard word problem
Kwame wants a phone marked GH₵1,200 at the Accra Mall. The shop gives a 15% discount. He pays with MoMo, and the MoMo charge is 1% of the amount he pays.
  1. (a) How much is the discount (in GH₵)?

  2. (b) How much does Kwame pay for the phone after the discount (in GH₵)?

  3. (c) What is the MoMo charge (in GH₵)?

12 hard
Simplify .
13 hard
Calculate 234% of 8, correct to the nearest tenth.
14 hard
Which of these is NOT equal to ?
15 hard word problem
Yaw saves GH₵2,500 in a bank in Ho. The bank pays interest of per year. How much interest does he earn in one year (in GH₵)?